FRIEDMAN, J., delivered the opinion of the court, in which MARTIN, J., joined.
GILMAN, J. (pp. 674-75), delivered a separate dissenting opinion.
OPINION
FRIEDMAN, Senior Circuit Judge.
An insurance company and its insured dispute the meaning and scope of a term in the company's insurance policy. The insured filed suit in the district court for a declaratory judgment that the policy means what the insured contends. In response, the insurance...
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