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MORRISON v. AMERICAN INTERN. INS.

887 A.2d 166 (2005)

381 N.J. Super. 532

Louise MORRISON, Plaintiff-Appellant, v. AMERICAN INTERNATIONAL INSURANCE COMPANY OF AMERICA, Defendant-Respondent.

Superior Court of New Jersey, Appellate Division.

Decided December 9, 2005.

Attorney(s) appearing for the Case

Gerald F. Miksis, Atlantic City, attorney for appellant (Mr. Miksis, of counsel; Jonathan E. Diego, on the brief).

Thomas Dempster, III, Mount Laurel, attorney for respondent (John J. VanDyken, on the brief).

Before Judges FALL, GRALL and SAPP-PETERSON.

The opinion of the court was delivered by

SAPP-PETERSON, P.J.Cv. (temporarily assigned).

In this appeal, we are asked to determine whether the doctrine of reasonable expectations should be applied to set aside the step-down clause contained in an insurance policy issued by defendant, American International Insurance Company (AIIC), or alternatively, whether the manner in which the step-down clause amendment was issued breached defendant's duty of good faith...

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