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401 FOURTH ST. v. INVESTORS INS. GROUP

879 A.2d 166 (2005)

401 FOURTH STREET, INC., Appellee, v. INVESTORS INSURANCE GROUP, Appellant.

Supreme Court of Pennsylvania.

Decided July 20, 2005.

Attorney(s) appearing for the Case

Butler Buchanan, Esq., Audrey J. Copeland, Esq., Audrey Louise Jacobsen, Esq., Philadelphia, for Investors Insurance Group.

Derek Braslow, Esq., Alan Carl Milstein, Esq., Pennsauken, NJ, for 401 Fourth Street, Inc.

John Norig Ellison, Esq., Timothy Patrick Law, Esq., Philadelphia, for United Policyholders.

BEFORE: CAPPY, C.J., and CASTILLE, SAYLOR, EAKIN and BAER, JJ.

OPINION

Chief Justice CAPPY.

In this appeal, we are asked to interpret a common, yet controversial, insurance policy provision which extends coverage to an insured for "damage caused by or resulting from risks of direct physical loss involving collapse of a building or any part of a building...." For the reasons set forth herein, we conclude that the specific policy language at issue provides an insured with coverage for damages caused by the collapse...

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