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IN RE ROSE

BAP No. 04-6065 MN.

324 B.R. 709 (2005)

In re Lily ROSE, Debtor. Lily Rose, Plaintiff-Appellee, v. Educational Credit Management Corporation, Defendant-Appellant, Texas Guaranteed Student Loan Corporation, Defendant.

United States Bankruptcy Appellate Panel of the Eighth Circuit.

Filed: May 31, 2005.

Attorney(s) appearing for the Case

Curtis P. Zaun, St. Paul, Minnesota. Messrs. William J. Fisher and Henry T. Wang, Minneapolis, Minnesota, appeared on brief, for appellant.

Barbara J. May, Arden Hills, Minnesota, for appellee.

Before, FEDERMAN, MAHONEY, and VENTERS, Bankruptcy Judges.

FEDERMAN, Bankruptcy Judge.

Creditor Educational Credit Management Corporation (ECMC) appeals an order of the bankruptcy court discharging debtor Lily Rose's student loans. We reverse.

FACTUAL BACKGROUND

In 1983 Rose graduated from St. Paul Technical College. She then worked as a medical technician until June of 1990, when she graduated from the University of Minnesota with a Bachelor of Science degree in elementary education. Following graduation...

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