OPINION
GILMAN, Circuit Judge.
James and Eleanor Carroll filed a class action lawsuit against United Compucred Collections, Inc. and its president, A.B. Stineman (hereafter referred to collectively as United), alleging violations of the Fair Debt Collection Practices Act (FDCPA). After the Carrolls moved for class certification, United tendered them an offer of judgment pursuant to Rule 68 of the Federal Rules of Civil Procedure. It simultaneously made an...
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