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SIMPKINS v. FORD MOTOR CREDIT CO.

No. 2, September Term, 2005.

886 A.2d 126 (2005)

389 Md. 426

Wendy J. SIMPKINS v. FORD MOTOR CREDIT COMPANY, et al.

Court of Appeals of Maryland.

November 15, 2005.

Attorney(s) appearing for the Case

John J. Beins (Seth D. Goldberg, Paul D. Gleiberman, Beins, Goldberg & Gleiberman, Washington, DC, on brief), for petitioner.

Thomas G. Parachini (P. Rivka Schochet, Miller, Canfield, Paddock and Stone, P.L.C., Detroit, MI, Steven C. Kahn, Washington, DC, on brief), for respondents.

Argued before BELL, C.J., RAKER, WILNER, CATHELL, HARRELL, BATTAGLIA and GREENE, JJ.

GREENE, J.

This matter originated with the filing of a class action complaint1 in connection with the legality of late fees charged to a lessee pursuant to an automobile lease. In 1996, Wendy Simpkins leased an automobile from Primus Automotive Financial Services, Inc., a subsidiary of Ford Motor Credit Company ("FMC"). The leasing contract established a monthly payment and a late charge of 7.5% of the full amount of the scheduled payment...

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