OPINION
ROBB, Judge.
State Farm Fire and Casualty Company ("State Farm") insured Mark and Deborah Christian ("the Christians") through a homeowner's insurance policy. State Farm appeals the trial court's denial of its motion for summary judgment relating to claims brought against the Christians. We reverse.
Issue
State Farm raises three issues for our review, but we find one issue to be dispositive: whether C.F.'s injuries were caused...
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