Carpinello, J.
Around January 2000, plaintiff contacted defendant Thomas B. Clarke Insurance Agency, Inc. (hereinafter Clarke Agency) to obtain a "builder's risk" policy insuring against faulty construction in a new home she was about to have built. According to plaintiff, the Clarke Agency represented to her that it obtained the requested coverage from defendant State Farm Fire and Casualty Company, although she was not immediately provided with a copy of the policy...
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