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IN RE POLLARD

Bankruptcy No. 02-50312, Adversary Nos. 02-5024, 02-5025.

306 B.R. 637 (2004)

In re Nancy J. POLLARD, Debtor. Nancy J. Pollard, Plaintiff, v. Superior Community Credit Union, Defendant. Nancy J. Pollard, Plaintiff, v. Educational Credit Management Corporation, Defendant.

United States Bankruptcy Court, D. Minnesota.

February 24, 2004.

Attorney(s) appearing for the Case

Gwen Updegraff, Legal Aid Service of Northeastern Minnesota, for debtor.

Robert R. Kanuit, Hermantown, MN, for Superior Community Credit Union.

Christopher M. McCullough, Minneapolis, MN, for Educational Credit Management Corporation.

MEMORANDUM DECISION

GREGORY F. KISHEL, Chief Judge.

These jointly-administered adversary proceedings for determination of dischargeability of debt under 11 U.S.C. § 523(a)(8) came on before the Court for trial. The Plaintiff ("the Debtor") appeared by her attorney, Gwen Updegraff, Legal Aid Service of Northeastern Minnesota. Defendant Superior Community Credit Union ("SCCU") appeared by its attorney, Robert...

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