OPINION AND ORDER GRANTING DEFENDANTS' MOTION FOR SUMMARY JUDGMENT
GADOLA, District Judge.
I. INTRODUCTION
This action arises out of a residential mortgage transaction. Plaintiffs claim that Defendants violated certain provisions of the Truth in Lending Act. Now before the Court are Defendants' motions for summary judgment. A hearing on these motions was held on May 28, 2004. Because the Court concludes that Plaintiffs
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