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HODGSON v. BANNER LIFE INS. CO.

No. C041384.

21 Cal.Rptr.3d 907 (2004)

124 Cal.App.4th 1358

Kara HODGSON et al., Plaintiffs and Appellants, v. BANNER LIFE INSURANCE COMPANY et al., Defendants and Respondents.

Court of Appeals of California, Third District.

As Modified on Denial of Rehearing January 12, 2005.

Review Denied April 13, 2005.

Attorney(s) appearing for the Case

Mart & deVries, Douglas K. deVries, Sacramento; Law Offices of Robert K. Scott and Robert K. Scott, Irvine, for Plaintiffs and Appellants.

Galton & Helm and Michael F. Bell, Los Angeles, for Defendant and Respondent Banner Life Insurance Company.

Epstein Becker & Green and Lawrence J. Rose, San Francisco, for Defendants and Respondents BISYS Insurance Services and Poage Center Insurance Services.

RAYE, Acting P.J.

Purchasers of life insurance are sometimes provided interim coverage while the application for insurance is being considered by the insurer. The terms of the interim coverage are set forth in a "conditional receipt," sometimes referred to as a "`binder.'" (Smith v. Westland Life Ins. Co. (1975) 15 Cal.3d 111, 113, 123 Cal.Rptr. 649, 539 P.2d 433...

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