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GALE v. HYDE PARK BANK

No. 04-1378.

384 F.3d 451 (2004)

Andrew GALE, Plaintiff-Appellant, v. HYDE PARK BANK, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided September 17, 2004.

Attorney(s) appearing for the Case

Andrew Gale, Chicago, IL, pro se.

John W. Damisch, Damisch & Damisch, Chicago, IL, for Defendant-Appellee.

Before BAUER, EASTERBROOK, and ROVNER, Circuit Judges.

EASTERBROOK, Circuit Judge.

In April 2002 Andrew Gale overdrew his checking account at Hyde Park Bank. He blamed the Bank, asserting that its delay in posting to his account a transaction in December 2001 with his debit card led him to think that the account contained a greater balance. He sued under the Electronic Funds Transfer Act, contending that the delay in posting the debit-card transaction violated 15 U.S.C. § 1693h(a)(1), which requires banks to make...

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