FIRST NATIONAL BANK OF IZARD CTY v. GARNER

No. CA 03-1156.

167 S.W.3d 664 (2004)

FIRST NATIONAL BANK OF IZARD COUNTY v. Boyd Wayne GARNER, Phillip Garner, and Janet Garner.

Court of Appeals of Arkansas, Division III.

May 12, 2004.


Attorney(s) appearing for the Case

Blair & Stroud, by: Robert D. Stroud, Batesville, for Appellant.

Hance Law Firm, by: C. Eric Hance, Batesville, for Appellee.


ANDREE LAYTON ROAF, Judge.

This appeal concerns the interpretation and construction of a promissory note and security agreement signed by three debtors, the appellees, and containing a future-advances clause. The trial court held that the future-advances clause did not extend to cover a later, separate note signed by only one of the original debtors, and the appellant, First National Bank of Izard County (FNBIC) appeals. We affirm.

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