MEMORANDUM DECISION
ROBERT D. MARTIN, Bankruptcy Judge.
The debtors filed a Chapter 13 petition on July 10, 2003, and a Complaint To Determine Validity Of Lien on July 30, 2003. On stipulated facts, the parties submitted the case to the court for resolution on cross motions for summary judgment.
Prior to November 15, 2002, Wells Fargo Bank held a properly-recorded first mortgage on the debtors' home in the amount of $54,900.00. Household Mortgage...
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