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AKALWADI v. RISK MANAGEMENT ALTERNATIVES, INC.

No. CIV. RDB-02-3604.

336 F.Supp.2d 492 (2004)

Kiran AKALWADI, Plaintiff, v. RISK MANAGEMENT ALTERNATIVES, INC., Defendant.

United States District Court, D. Maryland, Northern Division.

September 22, 2004.

Attorney(s) appearing for the Case

Devashis A. Kayal, Dev A. Kayal LLC, Silver Spring, MD, for Plaintiff.

Jeffrey L. Friedman, Friedman and Associates LLP, Reisterstown, MD, for Defendant.

MEMORANDUM OPINION

BENNETT, District Judge.

In the case now pending, Plaintiff Kiran Akalwadi ("Akalwadi" or "Plaintiff") alleges that Defendant Risk Management Alternatives, Inc. ("RMA") violated the Fair Debt Collections Practices Act, 15 U.S.C. § 1692 et seq. ("FDCPA"), the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. ("FCRA"), and the Maryland Consumer Debt Collection Act, Md.Code Ann., Commercial

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