MEMORANDUM
R. THOMAS STINNETT, Bankruptcy Judge.
The court must decide whether a secured creditor validly foreclosed on property owned by the chapter 13 debtors before they filed their chapter 13 case. The chapter 13 debtors, Mr. and Mrs. Cooper, owned a home in Catoosa County, Georgia. The home secured the Coopers' debt to Centex Home Equity. Prior to the pending chapter 13 case, the Coopers filed a chapter 7 bankruptcy case and received a discharge...
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