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JOHNSON v. MBNA AMERICA BANK, NA

No. 03-1235.

357 F.3d 426 (2004)

Linda JOHNSON, Plaintiff-Appellee, v. MBNA AMERICA BANK, NA, Defendant-Appellant, and Experian Information Solutions, Incorporated; Equifax Credit Information Services, Incorporated; Trans Union LLC, Defendants.

United States Court of Appeals, Fourth Circuit.

Decided: February 11, 2004.

Attorney(s) appearing for the Case

ARGUED: Earle Duncan Getchell, Jr., Mcguire Woods, L.L.P., Richmond, Virginia, for Appellant. Richard John Rubin, Santa Fe, New Mexico, for Appellee. ON BRIEF: William H. Baxter, II, James E. Brown, Mcguire Woods, L.L.P., Richmond, Virginia, for Appellant. Leonard A. Bennett, Newport News, Virginia, for Appellee.

Before WILKINS, Chief Judge, TRAXLER, Circuit Judge, and Richard D. BENNETT, United States District Judge for the District of Maryland, sitting by designation.

Affirmed by published opinion.

Chief Judge WILKINS wrote the opinion, in which Judge TRAXLER and Judge BENNETT joined.

OPINION

WILLIAM W. WILKINS, Chief Judge:

MBNA America Bank, N.A. (MBNA) appeals a judgment entered against it following a jury verdict in favor of Linda Johnson in her action alleging that MBNA violated a provision of the Fair Credit Reporting Act (FCRA), see 15 U.S.C.A. § 1681s-2(b)(1) (West 1998) (amended Dec...

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