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IN RE MASON

Bankruptcy No. 03-00147. Adversary No. 03-6122.

303 B.R. 459 (2004)

In re Keith MASON, Debtor. Keith Mason, Plaintiff, v. Help Services Group, Inc. and Educational Credit Management Corporation, Defendants.

United States District Court, D. Idaho.

January 7, 2004.

Attorney(s) appearing for the Case

Eric R. Sloan, Cosho, Humphrey, Greener & Welsh, Boise, ID, for Plaintiff.

Scott A. Tschirgi, Jones, Gledhill, Hess, Fuhrman, Bradbury & Eiden, Boise, ID, for Defendant Educational Credit Management Corporation.

MEMORANDUM OF DECISION

JIM D. PAPPAS, Chief Judge.

Chapter 7 Debtor Keith Mason ("Plaintiff") seeks to discharge debts he incurred to finance his education under the "undue hardship" exception in 11 U.S.C. § 523(a)(8). The facts establish a close case. However, after careful consideration, the Court concludes that only a portion of Plaintiff's student loan debt should be discharged.

Procedural History

On January 16, 2003, Plaintiff...

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