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PALACIN v. ALLSTATE INS. CO.

No. D042813.

14 Cal.Rptr.3d 731 (2004)

119 Cal.App.4th 855

Alicia PALACIN, Plaintiff and Appellant, v. ALLSTATE INSURANCE COMPANY, Defendant and Respondent.

Court of Appeals of California, Fourth District, Division One.

Rehearing Denied July 8, 2004.

Attorney(s) appearing for the Case

Dunk & Associates, Andrew P.P. Dunk III, San Diego, and Rebecca Lack Mowbray for Appellant.

Luce, Forward Hamilton & Scripps, Peter K. Klee, John T. Brooks, and Jeffrey V. Commisso, San Diego, for Respondent.

HALLER, J.

Alicia Palacin purchased a condominium owner's insurance policy from Allstate Insurance Company (Allstate) covering real property items "which are your insurance responsibility as expressed or implied under the governing rules of the condominium." When Palacin tendered a claim to Allstate for water damage to her walls and floors, Allstate denied the claim, stating that the damaged items were not Palacin's "insurance responsibility" under the homeowners...

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