MEMORANDUM OPINION
DAVID T. STOSBERG, Chief Judge.
This matter comes before the court on the Challenge Realty's ("Challenge") Motion to Dismiss Adversary Case. The plaintiffs initiated this adversary on September 20, 2003. In the complaint, the plaintiffs contend that due to violations of the Truth in Lending Act ("TILA") and the Home Ownership and Equity Protection Act of 1994 ("HOEPA") they are entitled to a judgment declaring the mortgage between these...
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