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IN RE RYAN

Bankruptcy No. 03-32111. Adversary No. 03-3112.

310 B.R. 387 (2004)

In re Sherry RYAN, Debtor. Sherry Ryan, Plaintiff, v. Department of Education, Defendant.

United States Bankruptcy Court, S.D. Illinois.

May 18, 2004.

Attorney(s) appearing for the Case

Sherry Ryan, pro se.

Gerald M. Burke, U.S. Attorney's Office, Fairview Heights, IL, for Defendant.

OPINION

KENNETH J. MEYERS, Chief Judge.

Debtor, Sherry Ryan, filed a complaint seeking a determination that she is entitled to an "undue hardship" discharge of her student loans. According to the complaint, the balance due on the loans is $12,394.25 plus interest. Debtor alleges that her only income is child support payments; that a car accident in 1999 caused permanent physical injury, including strain on her cervical spine, two bulging discs, and...

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