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SAGER v. FARM BUREAU MUT. INS. CO.

No. 02-1433.

680 N.W.2d 8 (2004)

Ramona SAGER, Appellant, v. FARM BUREAU MUTUAL INSURANCE CO., Appellee.

Supreme Court of Iowa.

Rehearing Denied June 1, 2004.

Attorney(s) appearing for the Case

John Werden of Van Dyke & Werden, P.L.C., Carroll, for appellant.

James Pugh and Paul S. Swinton of Morain, Burlingame & Pugh, P.L.C., West Des Moines, for appellee.

STREIT, Justice.

A battalion of Beanie Babies has marched a legal question before us. While on a quest to torch his wife Ramona's Beanie Baby collection, Robert Sager nearly burnt down the family house. Ramona now seeks to collect under the couple's homeowners policy with Farm Bureau for Robert's pyromaniacal actions. The policy, however, contains an exclusion for "intentional loss" at the hand of "an insured." In a matter of first impression, we hold Iowa's standard...

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