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IN RE RENAUD

No. 03-6096EA.

308 B.R. 347 (2004)

In re Henry Earl RENAUD and Opal Minnie Renaud, Debtors. M. Randy Rice, Trustee, Plaintiff — Appellee, v. Simmons First Bank of Searcy, Defendant — Appellant.

United States Bankruptcy Appellate Panel of the Eighth Circuit.

Filed April 30, 2004.

Attorney(s) appearing for the Case

Richard L. Ramsay, Little Rock, Arkansas, for appellant.

Basil V. Hicks, Jr., North Little Rock, Arkansas, for appellee.

Before SCHERMER, FEDERMAN, and VENTERS, Bankruptcy Judges.

VENTERS, Bankruptcy Judge.

This is an appeal from two rulings of the bankruptcy court1 holding that Simmons First Bank of Searcy ("Simmons Bank") holds unperfected liens on Henry and Opal Renaud's ("Debtors") 2001 Polaris ATV and mobile home. The issues on appeal are twofold: (1) whether a security interest in an ATV may be perfected under Arkansas' Uniform Commercial Code when that interest was not noted on the ATV's certificate of title...

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