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IN RE ASHLAND

Bankruptcy No. 02-11782-WCH, Adversary No. 02-1189.

307 B.R. 317 (2004)

In re Joan ASHLAND, Debtor. MBNA America Bank, N.A., Plaintiff, v. Joan Ashland, Defendant.

United States Bankruptcy Court, D. Massachusetts.

March 18, 2004.

Attorney(s) appearing for the Case

Warren E. Agin, Swiggart & Agin LLC, Boston, MA, for Plaintiff.

Shaun M. Ellis, Sandwich, MA, for Debtor/Defendant.

DECISION

WILLIAM C. HILLMAN, Bankruptcy Judge.

Introduction

MBNA American Bank, N.A. ("Plaintiff") brought this adversary proceeding contending that certain debts owed to it by Joan Ashland ("Defendant") were nondischargeable. After trial I took the matter under advisement. I now find for the Plaintiff to the extent set forth in this decision.

Findings of Fact

Defendant and her then husband, John Ashland,...

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