Ordered that the order is affirmed, with costs.
On September 29, 1995, the defendant Joan Healy (hereinafter the defendant), borrowed $171,000 from the plaintiff bank to purchase a house in the Town of Ramapo. The loan was secured by a mortgage on the premises. Under the terms of the mortgage and note, a portion of the defendant's monthly payments were to be placed in an escrow account and used by the bank to pay real estate taxes for the premises. It is undisputed...
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