EDWIN H. SMITH, Chief Judge.
Dawn Bridges appeals from the summary judgment of the Circuit Court of Jackson County for the respondent, American Family Mutual Insurance Company, on her petition for vexatious refusal to pay. In her petition, she alleged that under the homeowner's policy issued to her by the respondent, it was required, but refused to pay her the replacement cost of the property she lost in a covered fire, rather than the actual cash value—the...
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