MEMORANDUM ORDER AND OPINION
CASTILLO, District Judge.
The Appellant and Debtor Joann Smith seeks review of a discrete legal question: should exempt property that a Chapter 7 debtor wants to redeem from a secured creditor be valued at its wholesale or its replacement value? The bankruptcy judge who presided over Smith's bankruptcy acknowledged that "all prior opinions by experienced and astute judges" held that a debtor should pay the property's wholesale...
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