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IN RE MULDER

Bankruptcy No. 03-00039S, Adversary No. 03-9041S.

306 B.R. 265 (2004)

In re Richard Roy MULDER and Tami Sue Mulder, Debtors. First Federal Bank, Plaintiff v. Richard Roy Mulder and Tami Sue Mulder, Defendants.

United States Bankruptcy Court, N.D. Iowa, Western Division.

February 19, 2004.

Attorney(s) appearing for the Case

A. Frank Baron, Sioux City, IA, for Debtors/Defendants.

Jeffrey L. Poulson, Sioux City, IA, for Plaintiff.

MEMORANDUM DECISION

WILLIAM L. EDMONDS, Bankruptcy Judge.

The matter before the court is First Federal Bank's complaint to determine dischargeability of its claim against Richard Roy Mulder and Tami Sue Mulder, the debtors. Final trial was held on January 14, 2004 in Sioux City. Jeffrey L. Poulson appeared as attorney for First Federal Bank (hereinafter "Bank"). A. Frank Baron appeared as attorney for Richard and...

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