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RENEGADE OIL v. PROGRESSIVE CAS. INS. CO.

No. 20040009-CA.

101 P.3d 383 (2004)

2004 UT App 356

RENEGADE OIL, INC., Plaintiff and Appellees, v. PROGRESSIVE CASUALTY INSURANCE COMPANY, Universal Business Insurance, and Scott Shields, Defendants and Appellants.

Court of Appeals of Utah.

October 15, 2004.

Attorney(s) appearing for the Case

Michael L. Deamer, Randle Deamer & Lee PC, Salt Lake City, for Appellants.

Dennis L. Mangrum and R. Collin Mangrum, Salt Lake City, for Appellees.

Before BILLINGS, P.J., JACKSON and THORNE, Jr., JJ.

OPINION

BILLINGS, Presiding Judge:

¶ 1 Universal Business Insurance and Scott Shields collectively Universal appeal from a judgment in favor of Renegade Oil Company Renegade after a bench trial. We affirm.

BACKGROUND

¶ 2 On February 25, 2001, Renegade used Universal, an independent insurance agency, to procure an automobile insurance policy (the Policy) with Progressive Northwestern Insurance Company1

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