MEMORANDUM OPINION
URBINA, District Judge.
DENYING CARCO'S MOTION TO DISMISS; GRANTING PRUDENTIAL FINANCIAL'S MOTION TO DISMISS; DIRECTING THE PLAINTIFF TO PERFECT SERVICE
I. INTRODUCTION
Derek T. Wilson ("the plaintiff") lost his job offer due to a problematic background check. He brings suit against his once-prospective employer, Prudential Financial ("Prudential"), and the company that processed his background check, CARCO
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