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IN RE KENNY

Bankruptcy No. 03-62949. Adversary No. 03-80313.

313 B.R. 100 (2004)

In re Elizabeth Ann KENNY, Debtor. Elizabeth Ann Kenny, Plaintiff, v. New Jersey Higher Education, Suntrust Bank Inc., and Hemar Insurance Corporation of America, Defendants.

United States Bankruptcy Court, N.D. New York.

June 2, 2004.

Attorney(s) appearing for the Case

David J. Gruenewald, Esq., Manlius, NY, for Debtor/Plaintiff.

Getnick, Livingston, Atkinson, Gigliotti & Priore, LLP (Joseph A. De Traglia, Esq., of counsel), Utica, NY, for New Jersey Higher Education.

Whiteman, Osterman & Hanna LLP (John J. Henry, of counsel), Albany, NY, for Suntrust Bank Inc.

MEMORANDUM-DECISION, FINDINGS OF FACT, CONCLUSIONS OF LAW AND ORDER

STEPHEN D. GERLING, Chief Judge.

Under consideration by the Court is the complaint ("Complaint") filed by Elizabeth Ann Kenny ("Debtor") on July 25, 2003, seeking to discharge certain student loans pursuant to Section 523(a)(8) of the U.S. Bankruptcy Code, 11 U.S.C. §§ 101-1330 ("Code"). An answer to the Complaint was filed on behalf of the New Jersey Higher Education Assistance...

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