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EGIPCIACO RUIZ v. R & G FINANCIAL CORP.

Civil No. 02-2829 (JAG).

313 F.Supp.2d 48 (2004)

Manuel F. EGIPCIACO RUIZ, et al., Plaintiff(s), v. R & G FINANCIAL CORPORATION, et al., Defendant(s).

United States District Court, D. Puerto Rico.

March 30, 2004.

Attorney(s) appearing for the Case

Juan Manuel Suarez-Cobo, San Juan, PR, for Plaintiffs.

Sonia Alfaro, Quilichini, Oliver, Medina & Gorbea, San Juan, PR, for Defendants.

Norberto Medina-Zurinaga, Quilichini, Oliver, Medina & Gorbea, Ramon Luis Nieves-Perez, San Juan, PR, for Defendants/Third Party Plaintiff.

Harold D. Vicente-Colon, Vicente & Cuebas, San Juan, PR, for Third Party Defendant.

OPINION AND ORDER

GARCIA-GREGORY, District Judge.

On December 19, 2002, Manuel F. Egipciaco Ruiz ("Egipciaco"), Betzaida Porrata Tirado ("Porrata"), and the conjugal partnership constituted between them (collectively "plaintiffs"), filed suit against R & G Mortgage Corp. ("R & G") alleging violations to the Truth in Lending Act ("TILA"), 15 U.S.C. §§ 1601 et seq., as amended by the Home Ownership and Equity Protection Act ("HOEPA...

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