MEMORANDUM OPINION AND ORDER
DENNIS R. DOW, Bankruptcy Judge.
In this adversary proceeding, plaintiff Catherine Winona Fahrer ("Debtor") seeks a determination, pursuant to 11 U.S.C. § 523(a)(8), that her consolidated student loan debt, now held by defendant Educational Credit Management Corporation ("Defendant") should be discharged for the reason that excepting the debt from discharge would impose upon her an undue hardship. This is a core proceeding...
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