JOHNSON v. CHASE MANHATTAN BANK USA, N.A.


13 A.D.3d 322 (2004)

786 N.Y.S.2d 302

ERIC R. JOHNSON, Appellant, v. CHASE MANHATTAN BANK USA, N.A., et al., Respondents.

Appellate Division of the Supreme Court of the State of New York, First Department.

December 28, 2004.


Plaintiff credit card holder's claims that his credit card payments were improperly applied by defendant credit card issuer to reduce his lower interest indebtedness before being applied to reduce his higher interest indebtedness, are arbitrable under the governing arbitration agreement. That agreement expressly accords the broadest possible meaning to the term "claim" and explicitly provides that "the term `Claims' includes claims that arose in the past, or arise in the...

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