OPINION OF THE COURT
C. STEPHEN HACKELING, J.
This decision arises out of the commercial claims complaint of plaintiff Dependable Ambulette, Inc., dated March 24, 2003, which was tried on May 6, 2004. The defendant, Progressive Insurance Co., has raised oral, jurisdictional and merit defenses. Written answers are not required pursuant to UDCA 1804-A which dispenses with most rules of "practice, procedure, pleading or evidence" and which requires the claim...
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