MAJORITY OPINION
RICHARD H. EDELMAN, Justice.
In this liability insurance coverage dispute, Altivia Corporation ("Altivia") appeals a summary judgment entered in favor of Greenwich Insurance Company ("Greenwich") on the grounds that Greenwich had a duty to defend under Altivia's Commercial General Liability policy ("CGL") and its Employee Benefit Liability endorsement ("EBL") to the CGL. We affirm in part and reverse and remand in part.
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