PER CURIAM.
We have for review a referee's report regarding alleged ethical breaches by Garry R. Spear. We have jurisdiction. See art. V, § 15, Fla. Const. We approve the referee's findings of fact and recommendations as to guilt. For reasons explained below, we decline to approve the recommended sanction of three-years' suspension and instead disbar Spear.
I. FACTS
The Florida Bar filed a complaint against Spear alleging violations of...
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