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PRUDENTIAL PROPERTY & CAS. INS. v. KELLY

No. 3-03-0882.

817 N.E.2d 1226 (2004)

352 Ill. App.3d 873

288 Ill.Dec. 576

PRUDENTIAL PROPERTY & CASUALTY INSURANCE COMPANY, Plaintiff-Appellee, v. Patricia KELLY and Edward Kelly, Defendants-Appellants.

Appellate Court of Illinois, Third District.

October 19, 2004.

Attorney(s) appearing for the Case

Frank A. Celani, Mokena, for Edward Kelly.

Joseph P. Postel, Colleen Reppen Shiel, Meachum, Spahr, Postel, Zenz & Matyas, Chicago, for Prudential Property and Casualty Insurance Company.

SLATER, Justice.

The plaintiff, Prudential Property & Casualty Insurance Company (Prudential), issued an automobile insurance policy to the defendants, Patricia and Edward Kelly (the Kellys). The policy provided underinsured-motorist (UIM) coverage for four vehicles. After Patricia Kelly suffered injuries in an accident, the Kellys claimed that the policy allowed them to aggregate or "stack" the UIM coverage for the four vehicles. Prudential filed a complaint...

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