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NORTHCUTT v. CHAPMAN

No. 4-04-0416.

819 N.E.2d 1180 (2004)

353 Ill. App.3d 970

289 Ill.Dec. 380

Jerry NORTHCUTT, Plaintiff-Appellant, v. Wayne CHAPMAN and Michael Brannan, Defendants (Premier Bank of Jacksonville and Pleasant Plains State Bank, a Subsidiary of Illinois National Bank, Defendants-Appellees).

Appellate Court of Illinois, Fourth District.

Decided November 30, 2004.

Attorney(s) appearing for the Case

Mario C. Palermo (argued), Casey, Woodruff & Associates, Aurora, for Jerry Northcutt.

Forrest G. Keaton (argued), Rammelkamp, Bradney, Kuster, Keaton, Fritsche & Lindsay, Jacksonville, for Premier Bank of Jacksonville.

Justice STEIGMANN delivered the opinion of the court:

In this case, we consider whether a bank has a duty to refuse to lend money to a person when (1) the bank knows that the borrower intends to use the money to purchase a car and (2) the bank knows or should have known that the borrower (a) does not have a valid driver's license and (b) has a record of numerous serious traffic law violations. We hold that a bank has no...

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