OPINION
MATHIAS, Judge.
Velvet Imre ("Imre"), individually and as next friend of Gregory Gambill ("Gambill"), filed suit in Porter Superior Court seeking a declaratory judgment to recover from her insurer, Lake States Insurance Company ("Lake States"), the cost of Gambill's injuries, which arose from the combined negligence of both an uninsured and an underinsured motorist. The trial court granted Lake...
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