SCHINDLER, J.
Edwina Garten, the personal representative of the Estate of Rudolph Krappes (the Estate) appeals the trial court's decision to distribute funds owned by Rudolph Krappes to his niece Sondra Daley from their joint checking account with right of survivorship. The Estate contends that under the banking statute, RCW 30.22, Estate of Lennon v. Lennon
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