OPINION
MAY, Judge.
Midtown Chiropractic appeals a summary judgment for Illinois Farmers Insurance Co. Midtown raises two issues on appeal, which we restate as:
1. Whether an assignment to a health care provider of an accident victim's right to proceeds from a claim for damages is a valid equitable assignment or an invalid assignment of a personal injury claim; and
2. Whether a health care provider may bring a direct action against an insurer...
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