STEWART, J.
Randall and Camille Rains appeal the trial court's grant of summary judgment in favor of their automobile liability insurer, United Services Automobile Association ("USAA"), dismissing, with prejudice, their claims for underinsured motorist ("UM") coverage under their policy issued in Missouri. For the reasons expressed herein, we affirm.
FACTS
On November 25, 1998, while on their honeymoon, Randall and Camille Rains ("the Rainses") stopped...
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