CALABRIA, Judge.
On 10 February 2001, Paul Bryan Jump ("Jump") and William Craig Herring ("Herring") were returning from a field trial competition for foxhounds. Jump was operating Herring's 2000 Chevrolet truck when it collided with a vehicle operated by Craig G. Allen ("Allen"), who was killed as a result of injuries sustained in the accident.
On the date of the accident, Jump was an "insured" under a personal automobile policy issued by State Farm Mutual...
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