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CLIFF v. PAYCO GENERAL AMERICAN CREDITS, INC.

No. 02-12462.

363 F.3d 1113 (2004)

Cary A. CLIFF, individually and on behalf of all others similarly situated, Plaintiff-Appellant, v. PAYCO GENERAL AMERICAN CREDITS, INC., Defendant-Appellee.

United States Court of Appeals, Eleventh Circuit.

March 25, 2004.

Attorney(s) appearing for the Case

Stephen Henry Gardner, Dallas, TX, Thomas Stephen Heidkamp, Fort Meyers, FL, for Plaintiff-Appellant.

F. Steven Herb, J. Neal Mobley, Nelson, Hesse, Cyril, Smith, Widman, Herb, Causey & Dooley, Sarasota, FL, for Defendant-Appellee.

Before DUBINA, HILL and COX, Circuit Judges.

COX, Circuit Judge:

Cary A. Cliff appeals the district court's denial of his motion for class certification. Cliff brought this class action against OSI Collection Services, Inc. (OSI), formerly Payco General American Credits, Inc., alleging violations of the federal Fair Debt Collection Practices Act ("the FDCPA"), 15 U.S.C. §§ 1692 et seq., and the Florida Consumer Collection Practices Act ("the Florida Act"), Fla. Stat. §§ 559.55 et...

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