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NOVA INFORMATION SYSTEMS, INC. v. GREENWICH INS. CO.

No. 03-10218.

365 F.3d 996 (2004)

NOVA INFORMATION SYSTEMS, INC., Plaintiff-Appellant, v. GREENWICH INSURANCE COMPANY, NAC Reinsurance Company, Defendants-Appellees.

United States Court of Appeals, Eleventh Circuit.

April 9, 2004.

Attorney(s) appearing for the Case

David N. Stern, McKenna, Long & Aldridge, LLP, Charles E. Campbell, Long, Aldridge & Norman, Atlanta, GA, for Plaintiff-Appellant.

Benjamin H. Hill, III, Mark J. Criser, Wiliam C. Guerrant, Jr., Hill, Ward & Henderson P.A., Tampa, FL, for Defendants-Appellees.

Before EDMONDSON, Chief Judge, and BIRCH and FARRIS, Circuit Judges.

BIRCH, Circuit Judge:

This appeal stems from the financial woes of Premier Operations, Ltd. d/b/a Premier Cruise Lines ("Premier"), a pleasure cruise company, and involves a cast of four main characters: (1) Premier; (2) the passengers whose vacation plans were thwarted by the cruise line's financial troubles and who pre-paid for their cruise with their Visa or MasterCard; (3) the plaintiff-appellant credit card processing...

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