OPINION
CLAY, Circuit Judge.
Plaintiff Judy Holman appeals the May 27, 2003 order of the district court denying her motion for leave to file a fourth amended complaint under the Truth in Lending Act, 15 U.S.C. § 1601 et seq. ("TILA"), and the March 31, 2003 order granting Defendant Rock Financial Corporation's motion for summary judgment and denying Plaintiff's cross-motion for summary judgment and motion for class certification. For the reasons...
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