COLEMAN, J.
Nathaniel and Stephanie Cook received insurance payments for a fire loss that they believed was caused by Lavine's Heating and Sheetrock Co. These payments were their policy limits and did not fully cover the damages. Their insurer, USAA, retained a $212,000 subrogation lien against any recovery obtained by the Cooks. Before the Cooks went to trial against Lavine's, USAA sold its subrogation rights to Lavine's insurer for $126,000. A jury found that Lavine...
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