BURDICK, Justice.
FACTS AND PROCEDURAL BACKGROUND
Michael and Esther Axtell, husband and wife, the owners of real property located in Nez Perce County, obtained a loan from Beneficial Mortgage Company of Idaho in February 1997. The loan documents described the property as three separate parcels, although the Axtells' 1996 survey that was recorded with the Nez Perce County Recorder's Office divided the property into (1) a one-acre parcel and (2) Tract A,...
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