{¶ 1} Anne Marie Harvey, appellee, filed a complaint alleging that she had been injured in an automobile accident caused by the negligence of Yong Hwang and the driver of an unidentified or phantom vehicle. She also named as defendants a number of insurance companies, including the appellant, Illinois National Insurance Company ("INIC"). Harvey claimed that a policy issued by INIC to her employer provided her excess uninsured motorists...
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